Free guide · Texas real estate agents
Stop losing offers to the home sale contingency.
Buy Now, Sell Later lets your client buy their next home before they sell this one, so their offer competes without one.
The free guide shows you how it works, who qualifies, and the client situations where it saves the deal.
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Real client situations
Three deals that would have fallen through
Every one of these is a call you've had with a client. Here's how they ended instead.
Three homes lost. The fourth one won.
A couple found their dream home three times and lost it three times. Every offer carried a home sale contingency, and no seller wanted to wait on their house to sell. On the fourth try, a backup offer stood behind their current home and took it off their debt to income. They wrote a clean offer with no contingency. They got the house.
Two weeks out, she lost her job.
A couple was buying a $1.2 million home while selling their current one. They qualified for both, until she lost her job two weeks before closing. Her husband couldn't carry two mortgages alone, and the agent was about to lose the deal two weeks from the finish line. A backup offer went behind the departing home, he qualified on his own, and it closed on time.
Ten cats. They still got the house.
A family found the home they wanted. The problem wasn't the new house, it was the old one: ten cats lived in it, and no buyer was paying a fair price for it as shown. Fixing that meant months of work they couldn't do while living there. So they bought the new home first, then recarpeted, cleaned, and listed the old one looking brand new.
Client stories are individual examples, not typical results. Actual results vary.
How it works
Three moves, one happy client
Buy first
A backup purchase offer from PMG, Planet Home's purchase-offer affiliate, goes behind your client's current home. It comes off their debt to income, so they buy the next home with no contingency.
Move once
They close, move in, and eligible homeowners get up to 14 days after closing to leave the old house. No storage units, no double moves, no rental in between.
Sell on their timeline
The home they left goes on the market empty and prepped, with up to 180 days to sell. No fire sale to make the purchase work.
What it means for your business
Four things this changes for you
Your buyer competes without a contingency
Sellers discount offers that hinge on another house selling. Your buyer doesn't have to write one.
Your buyer stops waiting to start looking
No more "we'll go out once ours is under contract." They're qualified and shopping now.
Your buyer isn't forced into a fire sale
Up to 180 days to sell the home they're leaving. Nobody has to dump it below market to make the purchase work.
Your deals survive bad timing
When financing or a builder timeline breaks late, there's a backup plan instead of a dead file and a lost commission.
What's inside
Six things the guide covers
The backup offer. How a backup purchase offer from PMG removes the home sale contingency from your buyer's offer.
Who qualifies. The eligibility factors and which loan products the program works with.
The 8 step process. From qualification review to closing, in plain language you can walk a client through.
What it costs. The fee, when it's collected, and the situation where it's waived entirely.
The 180 day window. How long your client has to sell the home they're leaving, and what happens at the end of it.
More client scenarios. The builder delay, the VA transfer, and how to spot the deals this fits.
Client reviews
What clients say about working with Brooks
"Brooks provided expert advice for our situation where we were buying a home before selling our current home."
"Working with Brooks and his team was so easy and quick. They were able to work around our unique circumstances and make sure we were approved quickly in time for closing."
"Best in the business, very responsive and reliable."
Aggregated from 444 client reviews across Google, Zillow, Facebook, and Experience.com.
Who's behind this
Brooks Kelly
Planet Home Lending · NMLS #208792
"The faster a client gets to my table, the faster they get to the closing table."
Brooks has been in mortgage since 2007. He's based in Dallas, he's personally licensed in 20 states, and he works with Texas agents every day on the deals other lenders can't figure out. Buy Now, Sell Later is the program he wants every agent in Texas to know about.
Walk in with the answer nobody else has.
Your next stuck buyer, your next lost offer, your next builder delay. The guide covers all three.
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